Alpha Advantage - 2.2.15

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Monday, February 2, 2015

ALPHA ADVANTAGE |February 2, 2015

RATES CHANGES:

Genworth: Caps and rates dropped effective January 29^th – see attached Index Comparison for details.

Reliance Standard: Caps and rates are dropping effective February 9^th.

Standard Insurance: Caps and rates dropped effective February 1^st.

Voya Financial: Caps are dropping for most products effective February 4^th.

Guggenheim: Rates are HOLDING for February! Call for sales materials today!

COMMISSION CHANGES:

F&G Life: Chargebacks at death will be implemented, 100% during the first year, for business issued starting February 14^th.

PRODUCT CHANGES:

Legacy/F&G Life: LegendMark 14 Plus - Premiubonus will drop to 8% effective February 20^th.

Legacy/F&G Life: AdvanceMark Ultra 14 - Premium bonus will drop to 9% effective February 20^th.

MYGA RATES:

Here are the current BEST myga rates!

3 Years – 2.00%

4 Years – 2.30%

5 Years – 3.25%

6 Years – 2.80%

7 Years – 3.40%

8 Years – 3.00%

9 Years – 3.10%

10 Years – 3.65%

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