Fixed Annuity PDF
2 Years
| Carrier | Product Name | Yield (%) | Effective Date |
|---|---|---|---|
| CL Life | Sundance 2 (10k+) | 5.15 | 2026-03-01 |
| Axonic | Waypoint 2 (100k+) | 5.00 | 2025-04-16 |
| Oceanview | Harbourview 2 (70k+) | 4.80 | 2026-04-06 |
| Axonic | Waypoint 2 (20k+) | 4.70 | 2025-04-16 |
| Oceanview | Harbourview 2 (20k+) | 4.45 | 2026-04-06 |
3 Years
| Carrier | Product Name | Yield (%) | Effective Date |
|---|---|---|---|
| Farmers Life Ins Co | Safeguard Plus 3 (10k+) | 5.65 | 2026-04-07 |
| Axonic | Waypoint 3 ($100k+) | 5.45 | 2026-04-16 |
| Heartland National | Secure Rate 3 (5k) | 5.40 | 2026-04-10 |
| CL Life | Sundance 3 (10k+) | 5.35 | 2026-03-02 |
| Baltimore Life | IQumulate 3 (5k+) | 5.35 | 2026-03-02 |
| American Life Ins ++ | American Classic (1k+) | 5.26 | 2026-04-07 |
| Axonic | Waypoint 3 ($20k+) | 5.10 | 2026-02-23 |
| American National | Palladium MAX 3 (250k+) | 5.00 | 2026-05-01 |
| Athene | MaxRate 3 (100k+) | 5.00 | 2026-04-16 |
| Oceanview | Harbourview 3 (70k+) | 4.90 | 2026-04-06 |
| Clear Spring Life | Preserve 3 (100k+) | 4.90 | 2026-05-01 |
| American National | Palladium MAX 3 (100k+) | 4.85 | 2026-05-01 |
| Sagicor ++ | Milestone Max 3 (75k+) | 4.80 | 2025-11-04 |
| Pacific Guardian | Diamond Head 3 (10k+) | 4.80 | 2026-03-31 |
| EquiTrust | Certainty Select 3 (10k+) | 4.80 | 2026-03-09 |
| North American | Guarantee Plus 3 (100k+) | 4.80 | 2026-04-02 |
| Oxford Life | Multi-Select 3 (20k+) | 4.75 | 2026-04-01 |
| American National | Palladium MAX 3 (5k+) | 4.75 | 2026-05-01 |
| Athene | MaxRate 3 (10k+) | 4.75 | 2026-04-16 |
| The Standard | Multi Choice 3 (100k+) | 4.65 | 2026-05-01 |
| Clear Spring Life | Preserve 3 (5k Q/10k NQ) | 4.60 | 2026-05-01 |
| Oceanview | Harbourview 3 (20k+) | 4.55 | 2026-04-06 |
| Sagicor ++ | Milestone Max 3 (25k+) | 4.55 | 2025-11-04 |
| Silac | Secure Savings Elite 3 (10k+) | 4.50 | 2024-11-05 |
| F&G Life ++ | Guarantee Platinum 3 (20k+) | 4.50 | 2026-04-01 |
| North American | Guarantee Plus 3 (20k+) | 4.40 | 2026-04-02 |
| GILICO | Guaranty Rate Lock 3 (100k+) | 4.30 | 2025-09-22 |
| GILICO | Guaranty Rate Lock 3 (10k+) | 4.20 | 2025-09-22 |
| Mass Mutual Ascend | Secure Gain 3 (100k+) | 3.95 | 2026-03-02 |
| American Equity | Guarantee Shield 3 (100k+) | 3.75 | 2025-03-01 |
| American Equity | Guarantee Shield 3 (10k+) | 3.50 | 2025-03-01 |
4 Years
| Carrier | Product Name | Yield (%) | Effective Date |
|---|---|---|---|
| Oceanview | Harbourview 4 (70k+) | 5.20 | 2026-04-06 |
| Oxford Life | Multi-Select 4 (20k+) | 5.10 | 2026-04-01 |
| Clear Spring Life | Preserve 4 (100k+) | 5.05 | 2026-05-01 |
| Oceanview | Harbourview 4 (20k) | 4.85 | 2026-04-06 |
| Pacific Guardian | Diamond Head 4 (10k+) | 4.80 | 2026-03-31 |
| Sagicor ++ | Milestone Max 4 (75k+) | 4.80 | 2025-11-04 |
| Clear Spring Life | Preserve 4 (5k Q/10k NQ) | 4.75 | 2026-05-01 |
| Sagicor ++ | Milestone Max 4 (25k+) | 4.55 | 2025-11-04 |
| GILICO | Guaranty Rate Lock 4 (100k+) | 4.50 | 2025-07-01 |
| GILICO | Guaranty Rate Lock 4 (10k+) | 4.40 | 2025-07-01 |
5 Years
| Carrier | Product Name | Yield (%) | Effective Date |
|---|---|---|---|
| Farmers Life Ins Co | Safeguard Plus 5 (10k+) | 6.00 | 2026-04-07 |
| Baltimore Life | IQumulate 5 (5k+) | 5.80 | 2025-09-30 |
| Heartland National | Secure Rate 5 (5k) | 5.75 | 2026-04-10 |
| Axonic | Waypoint 5 ($100k+) | 5.70 | 2026-04-16 |
| American Life Ins ++ | American Classic (1k+) | 5.68 | 2025-07-01 |
| CL Life | Sundance 5 (10k+) | 5.50 | 2025-09-30 |
| American National | Palladium MAX 5 (250k+) | 5.35 | 2026-05-01 |
| Axonic | Waypoint 5 ($20k+) | 5.30 | 2025-09-10 |
| Nassau Re ++ | MYAnnuity5X (10k+) | 5.25 | 2026-02-01 |
| American National | Palladium MAX 5 (100k+) | 5.20 | 2026-05-01 |
| Sagicor ++ | Milestone Max 5 (75k+) | 5.20 | 2025-11-04 |
| Athene | Max Rate 5 (100k+) | 5.20 | 2026-04-16 |
| Clear Spring Life | Preserve 5 (100k+) | 5.20 | 2026-05-01 |
| Oxford Life | Multi-Select 5 (20k+) | 5.20 | 2026-04-01 |
| North American | Guarantee Plus 5 (100k+) | 5.15 | 2026-04-02 |
| WULA | Navigator Elite MVA 5 (10K+) | 5.10 | 2025-09-26 |
| American National | Palladium MAX 5 (5k+) | 5.10 | 2026-05-01 |
| EquiTrust | Certainty Select 5 (10k+) | 5.05 | 2026-03-09 |
| Pacific Guardian | Diamond Head 5 (10k+) | 5.00 | 2026-03-31 |
| Sagicor ++ | Milestone Max 5 (25k+) | 4.95 | 2025-11-04 |
| Athene | Max Rate 5 (10k+) | 4.95 | 2026-04-16 |
| Clear Spring Life | Preserve 5 (5k Q/10k NQ) | 4.90 | 2026-05-01 |
| North American | Guarantee Plus 5 (10k+) | 4.90 | 2026-04-02 |
| F&G Life ++ | Guarantee Platinum 5 (20k+) | 4.90 | 2026-04-01 |
| Oceanview | Harbourview 5 (70k+) | 4.85 | 2026-04-06 |
| GILICO | Guaranty Rate Lock 5 (100k+) | 4.80 | 2025-09-22 |
| Reliance Standard | Guarantee 5 (20k+) | 4.80 | 2026-03-01 |
| Silac | Secure Savings Elite 5 (10k+) | 4.75 | 2024-11-05 |
| Lincoln Financial ++ | MYGuarantee Plus 5 (100k+) | 4.75 | 2025-12-15 |
| GILICO | Guaranty Rate Lock 5 (10k+) | 4.70 | 2025-09-22 |
| Mass Mutual Ascend | Secure Gain 5 (100k+) | 4.65 | 2026-03-23 |
| Oceanview | Harbourview 5 (20k+) | 4.50 | 2026-04-06 |
| Stellar National | Security 5 (5k+) | 3.95 | 2024-08-13 |
| American Equity | Guarantee Shield 5 (100k+) | 3.75 | 2024-11-12 |
| American Equity | Guarantee Shield 5 (10k+) | 3.50 | 2025-11-12 |
6 Years
| Carrier | Product Name | Yield (%) | Effective Date |
|---|---|---|---|
| American National | Palladium MAX 6 (250k+) | 5.62 | 2026-05-01 |
| Oxford Life | Multi-Select 6 (20k+) | 5.55 | 2026-04-01 |
| Oceanview | Harbourview 6 (70k+) | 5.50 | 2026-04-06 |
| American National | Palladium MAX 6 (100k+) | 5.47 | 2026-05-01 |
| American National | Palladium MAX 6 (5k+) | 5.37 | 2026-05-01 |
| Clear Spring Life | Preserve 6 (100k+) | 5.25 | 2026-05-01 |
| Sagicor ++ | Milestone Max 6 (75k+) | 5.25 | 2025-11-04 |
| Oceanview | Harbourview 6 (20k+) | 5.15 | 2026-04-06 |
| EquiTrust | Certainty Select 6 (10k+) | 5.15 | 2026-03-09 |
| Sagicor ++ | Milestone Max 6 (25k+) | 5.05 | 2025-11-04 |
| Pacific Guardian | Diamond Head 6 (10k+) | 5.00 | 2026-03-31 |
| Clear Spring Life | Preserve 6 (5k Q/10k NQ) | 4.95 | 2026-05-01 |
| GILICO | Guaranty Rate Lock 6 (100k+) | 4.10 | 2025-03-01 |
| GILICO | Guaranty Rate Lock 6 (10k+) | 4.00 | 2024-09-27 |
7 Years
| Carrier | Product Name | Yield (%) | Effective Date |
|---|---|---|---|
| Farmers Life Ins Co | Safeguard Plus 7 (10k+) | 5.95 | 2026-04-07 |
| Heartland National | Secure Rate 7 (5k) | 5.90 | 2026-04-10 |
| Baltimore Life | IQumulate 7 (5k+) | 5.80 | 2026-02-28 |
| Axonic | Waypoint 7 ($100k+) | 5.50 | 2025-08-01 |
| American National | Palladium MAX 7 (250k+) | 5.45 | 2026-05-01 |
| Oxford Life | Multi-Select 7 (20k+) | 5.45 | 2026-04-01 |
| American National | Palladium MAX 7 (100k+) | 5.30 | 2026-05-01 |
| Athene | Max Rate 7 (100k+) | 5.30 | 2026-04-16 |
| Nassau Re ++ | MYAnnuity7X (10k+) | 5.30 | 2026-02-01 |
| Clear Spring Life | Preserve 7 (100k+) | 5.25 | 2026-05-01 |
| Sagicor ++ | Milestone Max 7 (75k+) | 5.25 | 2025-11-04 |
| Oceanview | Harbourview 7 (70k+) | 5.25 | 2026-03-13 |
| American National | Palladium MAX 7 (5k+) | 5.20 | 2026-05-01 |
| Axonic | Waypoint 7 ($20k+) | 5.20 | 2025-08-01 |
| Global Atlantic ++ | SecureFore 7 (100k+) | 5.20 | 2026-04-01 |
| WULA | Navigator Elite MVA 7 (10k+) | 5.10 | 2025-09-26 |
| Sagicor ++ | Milestone Max 7 (25k+) | 5.10 | 2025-11-04 |
| Pacific Guardian | Diamond Head 7 (10k+) | 5.00 | 2026-03-31 |
| North American | Guarantee Plus 7 (100k+) | 5.00 | 2026-04-02 |
| Reliance Standard | Guarantee 7 (20k+) | 5.00 | 2026-03-01 |
| Global Atlantic ++ | SecureFore 7 (10k+) | 5.00 | 2026-04-01 |
| Athene | Max Rate 7 (10k+) | 5.00 | 2026-04-16 |
| F&G Life ++ | Guarantee Platinum 7 (20k+) | 4.95 | 2026-04-01 |
| Clear Spring Life | Preserve 7 (5k Q/10k NQ) | 4.95 | 2026-05-01 |
| Oceanview | Harbourview 7 (20k+) | 4.90 | 2026-03-13 |
| GILICO | Guaranty Rate Lock 7 (100k+) | 4.80 | 2025-09-22 |
| Lincoln Financial ++ | MYGuarantee Plus 7 (100k+) | 4.80 | 2025-10-27 |
| GILICO | Guaranty Rate Lock 7 (10k+) | 4.70 | 2025-09-22 |
| Mass Mutual Ascend | Secure Gain 7 (100k+) | 4.70 | 2026-03-23 |
8 Years
| Carrier | Product Name | Yield (%) | Effective Date |
|---|---|---|---|
| Clear Spring Life | Preserve 8 (100k+) | 5.25 | 2026-05-01 |
| EquiTrust | Certainty Select 8 (10k+) | 5.20 | 2026-03-09 |
| Pacific Guardian | Diamond Head 8 (10k+) | 5.00 | 2026-03-31 |
| Clear Spring Life | Preserve 8 (5k Q/10k NQ) | 4.95 | 2026-05-01 |
| GILICO | Guaranty Rate Lock 8 (100k+) | 4.10 | 2024-09-27 |
| GILICO | Guaranty Rate Lock 8 (10k+) | 4.00 | 2024-09-27 |
9 Years
| Carrier | Product Name | Yield (%) | Effective Date |
|---|---|---|---|
| Pacific Guardian | Diamond Head 9 (10k+) | 5.00 | 2026-03-31 |
10 Years
| Carrier | Product Name | Yield (%) | Effective Date |
|---|---|---|---|
| Farmers Life Ins Co | Safeguard Plus 10 (10k+) | 6.05 | 2026-04-07 |
| Heartland National | Secure Rate 10 (5k) | 5.80 | 2026-04-10 |
| Oceanview | Harbourview 10 (70k+) | 5.65 | 2026-04-20 |
| Axonic | Waypoint 10 ($100k+) | 5.50 | 2025-08-01 |
| American National | Palladium MAX 10 (250k+) | 5.35 | 2026-05-01 |
| EquiTrust | Certainty Select 10 (10k+) | 5.30 | 2026-03-09 |
| Oceanview | Harbourview 10 (20k+) | 5.30 | 2026-04-20 |
| Clear Spring Life | Preserve 10 (100k+) | 5.25 | 2026-05-01 |
| Axonic | Waypoint 10 ($20k+) | 5.20 | 2025-08-01 |
| American National | Palladium MAX 10 (100k+) | 5.20 | 2026-05-01 |
| Oxford Life | Multi-Select 10 (20k+) | 5.15 | 2025-10-01 |
| American National | Palladium MAX 10 (5k+) | 5.10 | 2026-05-01 |
| Reliance Standard | Guarantee 10 (20k+) | 5.10 | 2026-03-01 |
| Pacific Guardian | Diamond Head 10 (10k+) | 5.00 | 2026-03-31 |
| Lincoln Financial ++ | MYGuarnatee Plus | 4.95 | 2025-08-08 |
| Clear Spring Life | Preserve 10 (5k Q/10k NQ) | 4.95 | 2026-05-01 |