Alpha Advantage - 04.13.2015

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Monday, April 13, 2015

ALPHA ADVANTAGE |April 13, 2015

 

PRODUCT CHANGES:

F&G Life: Safe Income Plus – 7% bonus dropping to 5% on policies issued after April 29th.   Call for help with any cases you are working on!

F&G Life: Income Rider Roll-Up on Prosperity Elite Series and Safe Income Plus dropping from 7% to 6.5% on policies issued after April 29th.

 

RIDER CHANGES:

Great American:  Rider changes effective April 21 – applications must be signed by April 20th, to Great American by April 27th, and funded by June 5th.

-                    Income Secure Roll-Up dropping to 9% Simple – new fee .95%

-                    Income Sustainer Roll-Up dropping to 7% Simple – new fee 1.35%

-                    Inheritance Enhancer Roll-Up dropping to 8% Simple – new fee .95%

 

CHECK OUT THESE GREAT IRA PRODUCTS:

EquiTrust:  Market Booster – offer your clients a 9 year index with 7% premium bonus!  Only $2k Qualified to Start!

Sagicor:  Sage Advantage – offer your clients a 5% bonus and a 2% minimum guarantee!  Only $2k Qualified to Start!

Guggenheim:  Preserve MYGA – beat CD rates with rate periods ranging from 3-10 years!  Only $5k Qualified to Start!

 

MYGA RATES:

Here are the current BEST myga rates!

3 Years – 2.00%

4 Years – 2.30%

5 Years – 3.15%

6 Years – 2.80%

7 Years – 3.30%

8 Years – 3.00%

9 Years – 3.10%

10 Years – 3.55%

    

Check out the attached MYGA sheet for current fixed rates!  Also - check out our Index Comparison Spreadsheet – quickly see who is offering the best caps and which riders are being offered.  



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